Insta Credit Decisioning via Scorecard for Micro & SME The MSME sector is central to economic development in emerging markets, it accounts for over 95% of the Indian enterprises and is crucial to economic growth. The Fourth Census statistics shows that 92.77% of MSMEs have no access to formal sources of finance. To boost credit access & bring objectivity in the lending assessment process, YES BANK has launched an Application Credit Scorecard. This scorecard is an innovative practice th

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