In 2008 PricewaterhouseCoopers conducted a detailed follow-up to a 2004 study of ERM in the insurance industry. Responses were received from over 50 insurers and reinsurers and the results clearly indicated that ERM worked most effectively when strategy, risk appetite and risk tolerances were aligned and communicated; timely, reliable and consistent risk identification, measurement and…

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2.5.4 Identify and manage risks

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